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3 Ways to Make Money Online Fast

September 27, 2011

I spend most of my time writing about ways to make money, which is great and all, but a lot of the time it can take months before you actually start earning anything. So what if you need a little extra money right now?

Glad you asked… Here are a few ideas which hopefully won’t mean waiting for months and months for your Google Adsense earnings to get into double digits:

1: eBay!

There are lots of ways to make money on eBay, but the simplest way to start is to sell some of your own stuff. Seriously, just a few things. First it will help later if you have at least sold a few items, and second you are going to need some seed money.

Next step, once you have a little bit of experience and money to spend, you are going to start looking in the wholesale section on eBay. This is by far the easiest way to find potential lots.

Try to buy mixed lots of “stuff” – look for lots which already have bids so that you know you are getting a good price. The bottom line is that you have to take a punt and learn what works, but if you are careful, you can re-sell any lots that don’t work out and at least get most of your money back, so the risk is pretty low.

2: Fiverr!

This is a simple site where people go on and say what they will do for $5. If you can think of some service, or quirky product that you can sell for $5 each, you might be able to make a little extra money on Fiverr.

To get ideas, simply navigate to fiverr.com and see what other people are offering. The key is to come up with something novel that can be done quickly and cheaply.

You may not be able to make a lot doing this, but there are certainly people who do make a nice little bit of extra money by doing silly, fun things. The first step is to spend a long time studying the site and other people’s offers; you will soon get a feel and hopefully some ideas for your own offering.

3: Textbroker!

If you are a native English speaker and you can write pretty well, you can sign up to be a writer on Textbroker.com. The system is simple enough – people who need articles request them, and as a writer you can pick the titles you want to write.

There are different quality levels, and you generally have to start at the bottom, but if you write well you can soon go up to the top quality level and you can actually make some decent money. The key is to get to level 5 – at this level the amount you get paid is actually pretty reasonable – much better than you stacking shelves anyway!

So, there you have it, three ways to make money online fast! Now all you have to do is get started.

This is a guest post written by Alex at http://www.tomakealiving.com

Choosing a Merchant Services Provider

September 26, 2011

Accepting credit cards isn’t a do-it-yourself project. It requires a credit card processor (also called a merchant services provider) who establishes and administers your merchant account. During a transaction, the processor also acts as a middleman between the merchant and the credit card issuer to make sure the process goes smoothly.

Choosing the right merchant services provider requires an understanding of your credit card processing requirements and research into the various deals that are available. Here are five steps you should take when making your decision:

1) Learn about merchant accounts and the associated fees. You must establish a merchant account before you can accept credit cards. Basically, a merchant account is a bank account that acts as the depository for credit card transaction revenue. Once your merchant services provider has processed your transactions, it deposits the proceeds into your merchant account. The provider charges fees for its services — ask about them upfront and make sure you understand them.

2) Consider your technical requirements. What types of credit card processing are you planning to do? Traditional point-of-sale (POS) at a credit card terminal? Online processing from your website through an electronic gateway? Mobile or wireless processing when your business takes you on the road? Mail order/telephone order (MOTO)? Are most of your transactions card present or card not present? What business expansion or diversification plans do you have for the near future? It could be you need one or more credit card processing options, and you should make that clear to the merchant services providers that you are considering so they can come up with the best package deal for your needs and budget.

3) Identify merchant services providers who want your business. Not all processors work with all businesses. Some don’t deal with start-up operations or merchants with bad credit histories. Many will not service so-called “high risk” businesses, a category that includes adult-related businesses, online casinos and businesses located outside the United States. Look for a reputable processor who deals with businesses similar to yours.

4) Compare fees and services. Once you’ve compiled a list of potential merchant services providers, compare their fees and services to see who comes closest to meeting you requirements. Ask detailed questions about the types of hardware and software each offers. If you’re in the market to change processors, determine if your current system is compatible with their technology. When it comes to fees, going with the cheapest may not be your best bet. Be sure you know what you’re getting for your money, that it fulfills your needs and fits your budget.

5) Scrutinize security. Solid, reliable security may be the only thing standing between your business and disaster. It’s no secret that credit card fraud and identity theft are major threats to merchants and consumers alike. Make sure your credit card processing takes security seriously and is PCI compliant. Your merchant services provider should be able to answer all your security-related questions and train you and your staff in the proper protocols to keep you and your customers safe from a data breach.

Guest post by Marc McDermott, the Online Marketing Manager at Merchant Express, a full-service merchant services provider that has helped thousands of businesses with their credit card processing needs since 1998.

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